Beanworks vs Ottimate Pricing for Multi-Location AP Teams

Oct 22, 2026

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Short answer: Beanworks is now Quadient AP, so Beanworks vs Ottimate is a choice between two quote-only products that meter on different things. Ottimate, the former Plate IQ, prices per month on usage, which in practice means invoice volume and location count, and it is built for restaurant, hospitality, grocery and other multi-unit operators. Quadient AP prices by the modules you take and your invoice volume, with unlimited users, and it is built around approval routing. If you run many locations with line-item heavy supplier invoices, Ottimate is the closer fit. If you run a few entities with many approvers, Quadient AP is.

Controller comparing two printed AP automation vendor quotes side by side at a desk with a laptop

Beanworks vs Ottimate pricing at a glance

Quadient AP (Beanworks)Ottimate (Plate IQ)AutoPayables
Published priceNone. Quote onlyNone. Its pricing URL returns a 404 and every route ends at Book a Demo$49 per month (200 invoices) or $149 per month (unlimited)
Pricing meterModules (invoices, purchase orders, expenses, payments) plus invoice volumeUsage per month, driven by invoice volume and locationsPlan tier only
Named plansNot publishedEssential, Enhanced, Enterprise, all custom quote (per Capterra and GetApp)Growth and Scale
UsersUnlimited users and storageUsers are not the primary meterNo per-user fee
PaymentsACH in the US, EFT in Canada, virtual cardVendorPay with virtual card, ACH and checkNACHA ACH files, check PDFs with Positive Pay, ISO 20022 wire files sent from your bank
Free trialNo public trial, demo firstNo free trial and no free version (Capterra, GetApp)First 20 invoices as a one-time trial

Ottimate facts come from Ottimate's own site and its Capterra and GetApp listings. Quadient AP facts come from Quadient's product pages and ERP Research's listing. We found no published price for either product.

How much does Ottimate cost compared with Beanworks?

Nobody can give you a verified number for either one, and anyone who quotes a precise figure is repeating a single contract. What you can compare is how each quote is built, because that tells you which one gets expensive as you grow.

Ottimate's bill tracks invoices and locations. That is a fair meter for a restaurant group where each new store adds a predictable stream of food, beverage and supply invoices, but it means every acquisition or new opening raises the price. Ottimate also sells VendorPay, and virtual card rebates are often used to offset part of the subscription, so two operators with the same invoice count can get very different net quotes. Ask what share of your suppliers actually accept cards. In most food and hospitality portfolios the big broadline distributors want ACH or check, and the rebate math shrinks fast.

Quadient AP's bill tracks modules and invoice volume, and it does not count users. A company where thirty department heads approve invoices pays nothing extra for the thirtieth approver. The trap sits in year two: teams often start with the invoice module and add purchase orders and payments later, so ask for the price of all four modules on day one. Our Quadient AP pricing guide and Ottimate pricing breakdown list the variables that move each quote.

Which is better for multi-location AP, Ottimate or Quadient?

Ottimate is better for multi-location AP when the hard part is reading and coding high volumes of line-item invoices per location, because that is what it was built for. It says it processes more than 40 million invoices a year across more than 30,000 US locations and claims line item detail at 98 percent accuracy, even on handwritten invoices. Quadient AP is better when the hard part is getting approvals done across departments, because its routing by amount, department or supplier, with reminders and escalation, is the center of the product.

A quick way to decide is to look at who touches an invoice today. If a general manager at each location receives deliveries and someone at head office codes everything, you have a capture and coding problem, which is Ottimate's ground. If invoices wait days in someone's inbox for sign-off, you have an approval problem, which is Quadient AP's ground.

Beanworks vs Ottimate for a grocery chain or restaurant group

Grocery and restaurant invoices are long. A single broadline delivery can carry dozens of lines with item codes, case counts, weights, deposits and credits, and the useful data for food cost lives in those lines, not the header total. Ottimate's history as Plate IQ is exactly this use case, and its industry list (restaurants, hotels, casinos, country clubs, senior living, grocery, retail) reflects it. Quadient AP handles line items too, but its design center is a mid-market company with departments, purchase orders and expenses rather than a portfolio of stores.

For a chain on QuickBooks, it also helps to think past AP. Each location often keeps its own bank account, and reconciling the payments you just automated is the next job. If a store's bank only gives you PDF statements, you can convert the bank statement into a QuickBooks file rather than keying transactions by hand, which keeps the payment side as clean as the invoice side.

How do Ottimate and Beanworks handle duplicate invoices?

Duplicates are a bigger risk in multi-location AP because the same supplier invoice can arrive by email at the store, on paper with the delivery and again as a statement. Both vendors describe duplicate controls inside their capture and approval flow, but neither publishes how the check works. Ask each one to show, on your own sample, what happens when the same invoice number arrives twice with a slightly different total, and when the same invoice arrives as a scan and as a PDF. That test tells you more than a feature list.

What should a finance team compare before switching?

Send both vendors one written scope so the quotes are comparable:

  • Monthly invoice count, split by location or entity.
  • Number of locations today and planned openings over three years.
  • Number of approvers and how approvals are routed now.
  • Payment mix: ACH, check, card and any Canadian suppliers.
  • Your accounting system and whether you need a live sync or a file.

Ask for a three-year total that includes implementation, every module and every per-payment fee. Then put a messy invoice through each demo, ideally a handwritten or crumpled delivery slip, and compare the lines that come back.

Is there a cheaper alternative to Ottimate and Beanworks?

Yes, if you do not need card rebates, routing by department or a dedicated location dimension. AutoPayables publishes its price: $49 a month for 200 invoices or $149 a month for unlimited invoices, with no per-user fee. It captures invoices by upload or forwarded email, codes each line to a GL account, checks for duplicates, matches against purchase orders 2-way or 3-way, and builds ACH, check and wire files you send from your own bank. It syncs with QuickBooks Online, Xero, NetSuite and Sage, and the first 20 invoices are a one-time trial with no sales call.

The honest limits: AutoPayables has one approval threshold rather than multi-step routing, it does not issue virtual cards, and it has no separate location field. Multi-location teams create a GL account per location and code lines to it, which works well for a handful of stores and gets unwieldy past roughly fifty. If that is your size, Ottimate or Quadient AP belongs on the shortlist. You can see how other pairs compare in Stampli vs Ottimate, Ottimate vs Bill for multi-location AP and our Beanworks competitors roundup, or test capture on your own invoice in the MineralTree vs Quadient AP comparison.

Stop keying invoices by hand

AutoPayables captures vendor, amounts and dates from any invoice with AI, applies spend-threshold approval, and keeps a full audit trail. Accounting sync pushes approved bills to your general ledger.

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