AvidXchange Pricing: Cost, Fees, and ACH Charges Explained

AvidXchange pricing is quote-only. There is no public list price, no pricing page, and no self serve plan. What you pay is assembled from your monthly invoice volume, which modules you take (invoice capture, the payment network, analytics), how your suppliers get paid, and a one time implementation fee. Separately, suppliers who accept electronic payments through the AvidPay Network are charged per transaction fees to receive the money.

How much does AvidXchange cost?

There is no single answer, because AvidXchange prices every customer individually and does not publish rates. Cost is built from invoice volume, the modules you buy, your payment mix, and implementation. Third party software directories publish estimated ranges, but those are secondhand and unverified, so treat any figure you see quoted online as a rumor rather than a price.

The honest way to think about it: an AvidXchange quote has three separate components, and the sales conversation tends to focus on the first one only.

Ask for all three broken out. A quote that shows only a monthly software number is not the whole cost of the system.

Does AvidXchange publish pricing?

No. AvidXchange does not publish pricing anywhere on its website. There is no pricing page and no rate card. The call to action across the site is "Book Your Demo", which routes you to a sales conversation, and pricing is discussed there once they understand your volume and your ERP.

This is normal for enterprise AP platforms and it is not a red flag by itself. It does mean you cannot budget without talking to sales, and you cannot compare vendors without collecting several quotes.

Does AvidXchange charge a fee?

Yes, in two directions. Your business pays a subscription plus implementation. Separately, suppliers who enroll to receive electronic payments through AvidPay Direct are charged per transaction fees on the payments they receive. AvidXchange's published supplier terms state there are no monthly, annual, or startup fees for AvidPay Direct, but that electronic payments carry a fee each time one settles.

This surprises a lot of AP teams. You are the customer, but a portion of the payment economics is collected from the people you pay. If your supplier relationships are sensitive, that is worth understanding before rollout, not after the first complaint.

How much does AvidXchange charge for direct deposit?

Fees are set in each supplier's own Supplier Services Agreement, so they vary and AvidXchange does not publish one universal rate. Reported structures are percentage based with a settlement fee on top, commonly cited around 1.2% plus roughly $1.00 per transaction, and some agreements cap the percentage above a threshold amount. Because these terms differ per supplier and change over time, a supplier should read their current agreement rather than rely on any figure published by a third party, including this page.

The practical takeaway for a buyer: before you migrate suppliers onto a payment network, ask what they will be charged, and ask whether check or standard ACH remains available without a fee.

What are AvidXchange ACH fees for suppliers?

AvidPay Direct ACH payments carry a per transaction cost to the receiving supplier rather than a flat monthly subscription. AvidXchange positions the fee as covering fraud monitoring, support access, and enhanced remittance detail delivered with the payment, which is a genuine service difference compared to a bare bank ACH credit.

Whether that trade is worth it depends on the supplier. A vendor sending you two invoices a year will barely notice. A vendor sending you 200 invoices a year on thin margins will absolutely notice, and may ask to be paid by check instead.

Is AvidXchange free?

No. There is no free plan and no free tier for buyers. AvidXchange is a paid, contracted platform with an implementation phase. Suppliers can join the AvidPay Network without a subscription, but as above, electronic payments they receive carry transaction fees.

If you want to try AP automation without a contract, you need a vendor that publishes pricing and offers self serve access. That is the gap this page exists to fill: you can create an AutoPayables account, upload a real invoice, and see the capture and approval flow work before anyone asks you for a budget.

Was AvidXchange acquired?

Yes. TPG and Corpay completed their acquisition of AvidXchange on October 15, 2025, at $10.00 per share, valuing the company at roughly $2.2 billion. TPG Capital took a majority interest and Corpay took a minority stake of about 34% for approximately $550 million. The deal was announced on May 6, 2025 and approved by shareholders on September 16, 2025.

Why a pricing page mentions this: ownership changes are usually followed by packaging and pricing reviews, and Corpay is itself a payments business. If you are signing a multi-year AvidXchange contract, it is reasonable to ask how payment network terms and renewal pricing are expected to change, and to get any commitments written into the agreement rather than promised on a call.

Is AvidXchange publicly traded?

Not anymore. AvidXchange shares stopped trading when the acquisition closed on October 15, 2025, and the company was delisted from the Nasdaq Global Select Market. It now operates as a private company. That also means the quarterly financial disclosures that used to give outsiders a read on pricing and customer counts are no longer published.

How does AvidXchange work?

Invoices arrive by mail or email and are captured into the platform, then routed through an approval workflow that mirrors your internal policy. Approved invoices are passed to the AvidPay Network, which pays the supplier by virtual card, ACH, or check depending on how that supplier is enrolled. AvidXchange markets ERP specific versions for common accounting systems, and it targets middle market finance teams, with heavy presence in real estate, construction, healthcare, and nonprofits.

What to ask before you sign

Whatever you end up buying, these five questions save the most money and the most friction later:

1. What is the all in year one cost, with license, implementation, and training as separate lines?
2. What happens if volume changes? Ask what a 30% increase and a 30% decrease each do to the bill.
3. What will my suppliers be charged to receive electronic payments, and what is the no fee option?
4. What is the renewal uplift capped at, in writing, for the full contract term?
5. What is the exit path? How do you get your invoice history and remittance data out if you leave?

Where AutoPayables fits, honestly

We are not the same product and it would be silly to pretend otherwise. AvidXchange runs a payment network that actually moves money to your suppliers. AutoPayables does not: we capture invoices with AI, code them to your GL accounts line by line, route them for approval against a threshold you set, and record the payments you make elsewhere. If executing supplier payments inside one platform is a hard requirement, AvidXchange does something we do not.

What we do offer is a price you can read right now and a product you can test today. The free plan covers 20 invoices a month, Growth is $49 a month for 200 invoices, and Scale is $149 a month with unlimited invoices, unlimited users, and API access. Line level GL coding is the piece teams tend to notice first, because one invoice can be split across properties, jobs, or cost centers without retyping it. See how the numbers compare across the market on our AP automation pricing breakdown, or work out your own baseline with cost per invoice.

If AvidXchange is not the right fit for other reasons, the AvidXchange alternatives rundown covers the realistic options, and AvidXchange vs BILL compares the two most common shortlist entries.

Pricing details on this page reflect publicly available information as of August 2026. AvidXchange does not publish rates, supplier fees are set in each supplier's own agreement, and both can change. Confirm current terms directly with AvidXchange before making a decision.