Centime Pricing and What Centime AP Automation Costs

Short answer: Centime does not publish dollar prices. Its pricing page says accounts payable is quoted on the number of invoices and payments you process each month, not on users, and that cash flow forecasting comes standard with every AP and AR subscription. Vendr's buyer data puts the median Centime contract at about $6,600 a year, with reported deals from roughly $6,000 to $12,214. If you only need supplier invoices captured, matched and approved, AutoPayables publishes its price: $49 a month for 200 invoices or $149 a month for unlimited.

Centime pricing by product

Centime sells four things from one pricing page, and only two of them carry a subscription. Every figure below comes from Centime's own page unless the source column says otherwise.

Centime lists discounts for bundling AP with AR, for multi year agreements and for qualified nonprofits. There is no free trial. The closest thing is a product tour that Centime describes as a fully functional sandbox account with demo data, which shows the interface but not how it handles your own invoices.

How much does Centime cost per year?

Expect a four figure annual number for AP alone, and more once AR is in scope. Vendr, which tracks software purchases its customers make, reports a median Centime spend of $6,600 a year, with a range of about $6,000 to $12,214 across a handful of reported purchases. That sample is small, so treat it as a floor for an AP only deal rather than a quote. Your number moves with three things: monthly invoice and payment volume, whether you add AR, and contract length.

Here is how that compares with a published AP price at the same volumes. The Centime column uses Vendr's median because Centime publishes nothing to put there.

The gap is not a sign that Centime is overpriced. It reflects what Centime bundles. Forecasting, AR and expense tools come with the subscription, and some buyers would pay for each of those separately. The question is whether you need them.

Is Centime worth it for accounts payable alone?

Centime is a cash management platform with AP inside it, so it earns its price when cash visibility is the actual problem. A controller who has to explain next month's cash position to a lender every week gets real value from forecasts that update as bills are approved and customer payments come in. If you also want collections automation, buying both sides from one vendor removes an integration you would otherwise maintain.

The case is weaker when the problem is the invoice inbox. If your team is keying vendor bills into QuickBooks, chasing approvals by email and finding duplicate payments at month end, the forecasting and banking you are paying for in a Centime bundle sit unused. A dedicated AP tool with a published price fixes the inbox for a fraction of the cost.

Centime vs a published AP plan, feature by feature

Read the table honestly. Centime wins on forecasting, AR, the supplier portal and running payments for you. AutoPayables wins on price you can see, a trial on real invoices and a lower total for AP alone. Approvals in AutoPayables are dollar threshold rules rather than multi level chains, so a team with complex routing should weigh that too. For the wider market, our AP automation pricing comparison lists which vendors publish prices and which only quote.

How to get a fair Centime quote

1. Price AP alone first. Ask for the AP subscription quoted on its own before you see the AP and AR bundle, so you know what the bundle discount is really worth.
2. Bring your real volume. Centime prices on invoices and payments per month. Count both from last quarter, because a quote built on a guess gets corrected at renewal.
3. Ask what happens when volume grows. Get the overage rate or the next tier in writing.
4. Hold the multi year discount for last. Centime lists it, so it is available. Settle scope and price before you trade term length for it.
5. Bring a published number. A public $49 or $149 monthly price for capture, matching and approvals is a concrete anchor. Sellers of self-serve AP automation make this easy, and quote only vendors know buyers carry those numbers into the room.

One more point if forecasting is the reason you are looking at Centime. Lenders and boards often want formal statements rather than a forecast screen. If you mostly need a clean cash flow statement and balance sheet built from your bookkeeping export, that is a separate and much smaller purchase than a cash management platform.

Frequently asked questions about Centime pricing

How much does Centime cost?

Centime does not publish prices. Its AP product is quoted on the number of invoices and payments you process each month. Vendr reports a median buyer spend of about $6,600 a year, with deals from about $6,000 to $12,214, based on a small number of purchases. AR is a separate subscription.

Is Centime priced per user?

No. Centime's pricing page says AP pricing is based on monthly invoices and payments, not on users, and AR pricing scales with invoice volume rather than headcount. Expense management can be priced by user when it is bought on its own.

Does Centime have a free trial?

No free trial is listed. Centime offers a product tour, which it describes as a fully functional sandbox with demo data, and a customized demo with an expert. If you want to test AP automation on your own bills first, AutoPayables lets you process your first 20 invoices before choosing a plan.

Is Centime cash flow forecasting extra?

No. Centime says cash flow forecasting comes standard with every AP and AR subscription, so you do not buy it separately. That bundling is a large part of why Centime costs more than an AP only tool.

What is a cheaper alternative to Centime for accounts payable?

If you need invoice capture, GL coding, PO matching, duplicate checks and approvals but not forecasting or AR, AutoPayables costs $49 a month for 200 invoices or $149 a month for unlimited invoices, published. Compare it on your own invoices against the quote only enterprise options before you sign anything.

Ready to see what your own invoices cost to process? Create your account, upload last month's bills, and put the result next to your Centime quote, or check AutoPayables pricing first.